See your savings

DAY-1 ROI  ·  $0 UPFRONT  ·  NO DISRUPTION  ·  FULLY MANAGED

What keeps you up at night?

Rising costs & margin pressure  ·  The program you couldn't fund  ·  Keeping your best people?

Most vendors solve one of those. We take on the whole financial picture and typically unlock savings of $2,000+ per employee, per year, so you can reinvest in your organization and people. A win-win for everyone.

Book a 15-minute call

Or see your baseline savings first

Startups to Fortune 500  ·  Every industry  ·  All 50 states  ·  Live in 30 to 45 days

10 to 30%+

Saved after full optimization across 60+ categories.

98%

Success rate cutting spend 35% or more.

30 to 45 days

To live. Fully managed, no lift from your team.

1 to 50,000+

Employees. No minimum, no ceiling.

REALITY CHECK

Will you accept a 15-45% YOY increase in costs?

If so, the math says your costs double in 2 to 5 years.

Flat to negative trend is achievable. You're not stuck. There are solutions. Any time of year.

Chart showing every $100,000 of spend doubling to $200,000 in two years at a 45% annual increase, three years at 25%, and five years at 15%, against a flat line with Save with Benefits

THE UNIT ECONOMICS

How much can you save?

$100,000+ per year for every 50 people.

Per employee, so the math holds at 1 and at 25,000. Realized each pay period, starting in 30 to 45 days.

Multiply your headcount by $2,000. How does it compare to the increase on your desk?

RECOVERABLE SPEND, PER YEAR

1 employee$2,000
12 employees$24,000
50 employees$100,000
250 employees$500,000
1,000 employees$2,000,000
15,000 employees$30,000,000

There is no minimum and no ceiling.

See your baseline savings

WHY THIS HASN'T REACHED YOU

Has anyone shown you the other shelf?

Carriers appoint brokers. Appointment defines the shelf.

Our programs pay out of the savings they create, so they sit outside it. 99% of the brokers we talk to don't know they exist.

Nothing to switch. Bring your trusted advisors.

INVISIBLE VALUE-ADDS

$0-copay pharmacy on 2,000+ medications

Better-rated doctors in your current network

Indirect spend across 60+ categories

Cost-saving payroll bolt-ons every pay period

Unlimited telehealth & behavioral health for the whole family

WHERE THE MONEY IS

Which of these have you been shown?

Four levers. None touch your plan design. Each stands alone or stacks.

12%

off medical

Better-rated doctors in the same network. Same cards.

15 to 25%

off pharmacy

With 100% of rebates passed through to your plan.

10 to 30%+

off indirect spend

Across 60+ categories. Outside the benefits line.

$0

copay on 2,000+ Rx

Brand and specialty too. The whole household.

THREE BASELINE OPTIONS

What would $0 copays actually cost you?

Two are a small cost. The third hands money back every pay period.

Option 1 · Pharmacy

Under $100

per employee, per year

  • 2,000+ prescriptions at $0 copay
  • Brand, generic and specialty
  • The whole family
See what it covers

Option 2 · Add virtual care

Under $250

per employee, per year

  • Everything in Option 1
  • Unlimited $0 telehealth
  • Same-day behavioral health
See what it covers

Option 3 · Supplemental wrap

+ $988 back

per employee, per year, to you

  • Everything above, plus more
  • Fully insured supplemental policy
  • Backed by Bain Capital
See your baseline savings

Options 1 and 2 are a small cost. Option 3 flips the line item. Which one fits your plan?

THE OBJECTION, ANSWERED

What would you have to give up?

Nothing.

Every lever lowers cost by improving what the member gets.

Better coverage, not less.

  Your trusted advisors. Keep the relationship.

  Your doctors and cards. No switching.

  Your payroll and systems. A pure bolt-on.

  Your people. No layoffs, no cost shifting.

  Your quality. Nothing gets cut to pay for this.

  Your team's workload. Fully managed.

WHO WE CAN HELP

Where do you sit?

Unique solution suites for every industry, every size, all 50 states.

Storefront icon for small employers

Small employers

A 15 to 45% renewal is a six-figure decision made by someone who doesn't work for you.

For small employers
Rising bar chart icon for mid-market employers

Mid-market employers

15 to 25% of plan cost is recoverable without changing carriers. It lands as net margin.

For mid-market employers
Shield with check icon for large enterprise and self-funded employers

Large enterprise & self-funded

20 to 30% of plan cost you already own. Negative trend, and you keep the claims file.

For large and self-funded employers
Rising line and network icon for brokers, consultants and captives

Brokers, consultants & captives

Keep the relationship. Bring a flat or negative renewal instead of a number to defend.

For brokers and advisors
Payroll card icon for PEOs and payroll companies

PEOs & payroll companies

Lower master-plan trend, higher revenue per worksite employee, white-labeled as yours.

For PEOs and payroll
Time clock icon for hourly workforces

Hourly workforces

Real coverage for crews who never qualified. Cash on the next payroll, turnover down.

For hourly workforces
Multiplying squares icon for franchisors

Private equity & franchisors

$2,000+ per employee back into every unit and portfolio P&L, at $0 upfront.

For private equity and franchisors
Heart and pulse icon for healthcare organizations

Healthcare organizations

75 to 85% of denials overturned with no new staff. New revenue alongside cost out.

For healthcare organizations
Connected nodes icon for associations and gig workers

Associations & gig workers

Retail value members can't get alone, and three ways to fund it. No underwriting.

For associations and gig workers

WHAT IT LOOKS LIKE WHEN IT WORKS

What did they find in the first year?

Eight years on the same plan and no idea what we were paying for. They showed us our claims data for the first time and cut total healthcare spend 26% in year one.

Michael Hargrove
Regional food distribution

We spent more time managing vendors than our workforce. They fixed pre-tax errors we didn't know we had and found $90,000 a year in FICA savings.

Diane Calloway
Multi-state logistics

Three vendors, three different stories on workers' comp. They found the classification errors inflating our mod rate. The premium savings have been consistent.

Robert Paxton, COO
Commercial construction

WHAT HAPPENS NEXT

What would it take to get a real number?

A two-minute export from payroll or accounting. No PHI, no RFP.

1

A 15-minute call

Headcount, funding type, renewal date. We map which levers apply.

2

A no-cost analysis

We model your actual spend. A hard number back in days.

3

You decide, we deliver

Live in 30 to 45 days. Savings reported monthly.

No cost for the analysis. We're paid only if you save.

Book the 15-minute call

QUESTIONS PEOPLE ASK FIRST

What do CFOs ask before the call?

OUR DIFFERENTIATED VALUE

How are we different?

The best savings aren't hidden. Nobody is looking for them. We work the places standard channels never reach, then structure the win-win so every party comes out ahead.

Cutting costs shouldn't mean cutting value, and it doesn't have to.

We have sat in your chair

CEO, COO and private equity operators. You get someone who reads a P&L the way you do.

We know the playbook

Ran health economics centers of excellence inside major payers. We know where the savings levers are.

You keep every relationship

Advisory, not vendor. Long-term partnerships, and we're paid only out of what we save you.

What got delayed this year that those dollars could have funded?

Bring your trusted advisors. The analysis costs nothing either way.

Book the 15-minute call